Discrimination by Lenders

The Fair Housing Act also prohibits discrimination by lenders in residential real-estate related transactions. A lender may not, because of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status (including pregnancy and adoption), or disability:

• Fail to provide information or services or provide different information or services, including credit availability, application procedures, or lending standards;
• Refuse to extend credit or use different standards in determining whether to extend credit;
• Vary the terms of credit offered, including the amount, interest rate, duration, or type of loan;
• Use different standards to evaluate creditworthiness; or
• Treat a borrower differently in servicing a loan or invoking default remedies.